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9+ hour, 47+ min ago (341+ words) Thousands of working Americans are now finding themselves in a familiar situation characterized by unfamiliar spending habits " looking for ways to spend all the money they can before the clock " and cash " runs out. It's the end of the year, and it's time to empty your Flexible Spending Account (FSA) account. Billions of unused bills FSAs help workers pay for out-of-pocket medical expenses using tax-free dollars. But unlike health savings accounts (HSAs), most FSA funds don't roll over. According to a recent analysis by money.com, Americans are forfeiting more than $4 billion a year because they don't use what they've saved. You've still got time " and more options than you might expect. A recent article on usatoday.com pointed out seven less obvious ways to put that money to work before the clock strikes 2026: 1. Therapy (for a diagnosed condition) Talk…...

11+ hour, 40+ min ago (602+ words) Affordable Care Act subsidies that help millions of Americans pay for health insurance will expire in less than a month. But razor-thin margins in Congress, partisan division and competing plans are making it less and less likely that lawmakers will find a bipartisan deal to keep the assistance going " which means some households will probably face spiking insurance costs next year. Senate Republicans promised Democrats a mid-December vote on a plan of their choice to extend the subsidies " which were implemented in 2021 to lower health care costs during the covid-19 pandemic " in exchange for support from a group of Democrats to end the government shutdown. Around 24 million Americans use the federal marketplace to buy insurance. Most of those people now qualify for the subsidies, and the average benchmark monthly premium on Healthcare.gov has already gone up around 26 percent for…...

11+ hour, 47+ min ago (110+ words) Breaking news and analysis on politics, business, world, national news, entertainment and more. In-depth DC, Virginia, Maryland news coverage including traffic, weather, crime, education, restaurant reviews and more. Subsidies expire at the end of the year, and there's little movement toward a bipartisan solution in Congress. Affordable Care Act subsidies that help millions of Americans pay for health insurance will expire in less than a month. But razor-thin margins in Congress, partisan division and competing plans are making it less and less likely that lawmakers will find a bipartisan deal to keep the assistance going " which means some households will probably face spiking insurance costs next year....

11+ hour, 57+ min ago (194+ words) For those exploring health insurance plans for their family, the baseline acts like a measuring stick. It makes differences in waiting periods, sub-limits, room rent rules, and co-payment clauses easier to notice. The result is a cleaner conversation about value, not a rush through jargon. Hospital admission is often when stress rises. People look for quick responses on cashless approval, a clear list of documents, and regular updates on status. A standard process seeks to make these parts easier to follow. If the pre-authorisation window is clear and communication is steady, families can focus on care rather than paperwork. This point is relevant for buyers comparing Parents health insurance. Older members may need admission at short notice. A predictable process and a known list of hospitals can reduce pressure on the day. Service levels can still differ across cities and…...

12+ hour ago (498+ words) Also Read | 'Height of Double Standards': Folk Singer Malini Awasthi SLAMS Rasika Dugal's Remark on Ranbir Kapoor's 'Animal', Points Out Actress' Own Character in 'Mirzapur' (View Post). Among the various options available, the Bajaj Life 1 Crore Term Insurance Plan may be considered as it offers a substantial sum assured to help your family maintain their lifestyle and meet essential financial needs. Let's look at why this plan could be the right choice for securing your family's future. Key Features of Bajaj Life 1 Crore Term Insurance PlanA term insurance plan with a sum assured of "1 crore pays "1 crore as a death benefit if the life assured passes away during the policy tenure. Here are some of the key features that make this plan a practical option for family protection. Also Read | 'Weak Sauce': Quentin Tarantino Disses Paul Dano's Performance in 'There…...

12+ hour, 11+ min ago (362+ words) A Notice by the Centers for Medicare & Medicaid Services on 12/03/2025 This PDF is FR Doc. 2025-21877 as it appeared on Public Inspection on 12/02/2025 at 8:45 am. It was viewed 68 times while on Public Inspection. Centers for Medicare & Medicaid Services (CMS), Department of Health and Human Services (HHS). The application fee announced in this notice is effective on January 1, 2026. Frank Whelan, (410) 786-1302. As indicated in "424.514 and "455.460, the application fee is not required for either of the following: ++ Who is an individual physician or non-physician practitioner; or ++ That is enrolled as an institutional provider in Title XVIII of the Act or another state's Title XIX or XXI plan and has paid the application fee to a Medicare contractor or another state. The costs associated with this notice involve the increase in the application fee amount that certain providers and suppliers must pay in CY 2026. The…...

12+ hour, 16+ min ago (8+ words) Why Choose a 1 Crore Term Insurance Plan?...

15+ hour, 2+ min ago (1288+ words) Now, changes to the ACA " driven by Washington budget cuts " are expected to drive up John and Elizabeth's health insurance costs by more than $10,000 a year. They're among the hundreds of thousands of New Yorkers who will face sharply higher premiums in 2026 due to the stalemate in Washington over federal subsidies, the tax and spending plan Republicans passed in July, and Hochul's plan to minimize damage to the state budget while protecting low income, legal immigrants who will lose federal subsidies. "I don't like what's going on in Washington, holding our health care hostage," said Elizabeth, who, along with her husband, asked to be identified by their middle names to protect their privacy. "Small businesses rely on the affordability of insurance to keep going." Higher premiums are just the beginning of an expected widespread disruption to New York's health care…...

17+ hour, 43+ min ago (312+ words) More than 4,000 people who have appointments scheduled with UNC Health in December are scrambling. The patients have Cigna health insurance, and their insurer's'contract expired this week'with UNC Health. Cigna members who use UNC Health systems will need to find a new provider, or pay much higher, out-of-network prices, or choose to pay out of pocket entirely. UNC Health provided a statement about its negotiations with Cigna. WRAL News has gotten questions from viewers who are worried about when insurance contracts expire for their health care providers. A viewer asked WRAL News how to find out when insurance companies" contracts with health care companies are renewed.' The companies do not make it easy to find out'when those contracts expire. In March 2024,'UnitedHealthcare'reached a long-term deal with UNC Health and Duke Health. "While our contract has not been extended, and WakeMed is…...

19+ hour, 6+ min ago (573+ words) New York, New York--(Newsfile Corp. - December 2, 2025) - WHY: Rosen Law Firm, a global investor rights law firm, reminds purchasers of securities of Molina Healthcare, Inc. (NYSE: MOH) between February 5, 2025 and July 23, 2025, both dates inclusive (the "Class Period"), of the important December 2, 2025 lead plaintiff deadline.SO WHAT: If you purchased Molina securities during the Class Period you may be entitled to compensation without payment of any out of pocket fees or costs through a... Have you heard? TMX Group has acquired Newsfile New York, New York--(Newsfile Corp. - December 2, 2025) - WHY: Rosen Law Firm, a global investor rights law firm, reminds purchasers of securities of Molina Healthcare, Inc. (NYSE: MOH) between February 5, 2025 and July 23, 2025, both dates inclusive (the "Class Period"), of the important December 2, 2025 lead plaintiff deadline. SO WHAT: If you purchased Molina securities during the Class Period you may be entitled to…...