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Pennsylvania bill caps public adjuster fees, doubles bonds

What happened: A Pennsylvania bill would cap public adjuster fees and ban them from collecting contractor referral payments What’s at stake: Fee caps of 20% for standard claims and 10% for catastrophic claims, plus a doubled $40,000 bond minimum Why it matters: Carriers and adjusting firms in Pennsylvania would face new compliance rules on fees, conflicts of interest and disclosures Where it stands: Passed the Senate Banking and Insurance Committee on June 9, 2026; not yet enacted A Pennsylvania bill would cap public adjuster fees at 20% and bar adjusters from collecting referral payments from contractors. House Bill 1972, introduced by Representative Robert Merski and nine co-sponsors in October 2025, was amended by the Senate Banking and Insurance Committee on June 9, 2026. The bill would rewrite the Commonwealth’s Public Adjuster Licensing Law, on the books since 1983. Pennsylvania…

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