Install
Search and compare health plans
Search built for health coverage
4HealthInsurance is a focused search engine for health insurance. Our platform combines specialist indexes, algorithms, and AI to make it easier to find plans, understand coverage, compare costs, and access reliable resources. Use the home page to start searches, access tools, and explore guides. Part of the 4SEARCH network of topic specific search engines.
SC says PMGKY insurance applies to requisitioned COVID-19 doctors
24+ min ago (415+ words) Published - December 12, 2025 09:57 pm IST - NEW DELHI The Supreme Court on Friday observed that the nation must not forget the unwavering sacrifice and heroism of doctors and health workers during the pandemic days while holding that the Pradhan Mantri Garib Kalyan Yojna (PMGKY) insurance package benefits would apply to public and private medical professionals drafted into COVID-19 duties, only to lose their lives in service. The Indian Medical Association's COVID-19 registry records 748 doctors' deaths in the first wave and hundreds more in subsequent waves. One estimate noted that around 798 doctors died during the second wave alone. The PMGKY package offered a comprehensive personal accident cover of "50 lakh for 90 days to a total of around 22.12 lakh public healthcare providers, including community health workers, who were in direct contact and care of COVID-19 patients. "Four years after the pandemic, when we are called…...
How the insurance arbitrator is affecting product documentation – news from IVASS
34+ min ago (379+ words) On 3 December 2025, the Italian Insurance Regulatory Authority (IVASS) published Order no. 163/2025. It introduces new information obligations for insurance companies and intermediaries regarding their precontractual documentation, websites and social network profiles....By: DLA Piper How the insurance arbitrator is affecting product documentation " news from IVASS On 3 December 2025, the Italian Insurance Regulatory Authority (IVASS) published Order no. 163/2025. It introduces new information obligations for insurance companies and intermediaries regarding their precontractual documentation, websites and social network profiles. The changes reflect the upcoming entry into force of the insurance arbitrator. The order contains amendments to the MUPs (Unique Precontractual Form) that insurance distributors have to provide to prospects. It introduces amendments to the additional IPIDs for the various classes of insurance business. All insurance companies and intermediaries (which joined the scheme of the insurance arbitrator) will have to implement these changes by 14 January 2026. - More…...
1+ hour, 24+ min ago (455+ words) Top healthcare executive John Driscoll calls the looming expiration of enhanced Affordable Care Act subsidies "a tragedy in the making," warning that millions of Americans are about to be hit with higher premiums, lost coverage, and rising medical debt as Washington gridlock hardens. Driscoll, who is currently the chairman of UConn Health after a 25-year career in health care including a previous position as Walgreens Boots Alliance president, said the policy reversal amounts to "a self'inflicted wound" that will push costs up for both low'income families and the affluent professionals who thought they were insulated." Driscoll cited CBO estimates that if Congress allows the subsidies to lapse, premiums will jump for roughly 24 million marketplace enrollees, and around 2 million people will lose coverage entirely in the near term." "You don't solve higher health care costs with fewer people getting insured," he…...
Don’t Settle for a Subpar Health Savings Account
2+ hour, 6+ min ago (197+ words) HSAs can be a smart way to manage healthcare costs'if you avoid the common pitfalls that erode their benefits. Don't Settle for a Subpar Health Savings Account Paired with high-deductible healthcare plans (HDHPs), health savings accounts (HSAs) help ease healthcare costs. HSAs are a triple tax-advantaged vehicle in the tax code, allowing for pretax contributions, tax-free compounding, and tax-free withdrawals for qualified medical expenses. However, few owners fund their HSAs to the maximum, and even fewer invest their HSA dollars outside a savings account. Most consumers likely don't fill their HSAs because they lack the financial means; critics note that the HDHP/HSA combination can be less beneficial for lower-income workers. But even wealthy consumers may decline to fully fund their HSAs. Many HSAs charge account-maintenance fees and extra costs for investing in long-term assets. Sherrone Moore Jailed as Police…...
2+ hour, 17+ min ago (395+ words) The Centers for Medicare & Medicaid Services (CMS) final rule for Medicare payment for services provided in hospital outpatient departments (paid under the Outpatient Prospective Payment System or OPPS) and ambulatory surgery centers (ASCs) during calendar year (CY) 2026 (the Final Rule) largely adopts CMS" proposed changes to advance President Trump"s policy directives to: Except where otherwise noted, these policies take effect January 1, 2026. Payment policies of significant interest to hospitals, ASCs and their patients, partners, vendors and other stakeholders include: Changes to Site of Service While CMS declined to extend site-neutrality to services provided in on-campus PBDs at this time, the agency remains committed to evaluating broader site neutral payment reforms and will use public input provided in response to its RFI to consider whether more comprehensive site-neutral policies should be pursued in future rulemaking. CMS finalized a new mandate for…...
With ACA subsidies set to lapse, millions of Americans face a painful spike in health plan costs
2+ hour, 34+ min ago (573+ words) Updated on: December 12, 2025 / 2:23 PM EST / CBS News Mahwah, New Jersey, resident Tina Jump recently learned that the premium for her Affordable Care Act health insurance is set to surge from about $400 a month to more than $1,100 starting in January " a nearly threefold increase that she said left her in a state of panic." Jump, who earns about $72,000 a year as a real estate title officer, already feels financially stretched by the need to cover both her Blue Cross Blue Shield plan and the roughly $415 a month she pays for a prescription drug for type 2 diabetes. "I don't know how I'm going to pay for this," Jump, 59,"told CBS News. Her boss has offered to chip in, but she said the higher premium would still be a major strain on her budget. "I'm just going to have to cut back on…...
Louisiana will settle two lawsuits with CVS in dispute over prescription drug prices
2+ hour, 39+ min ago (491+ words) Louisiana has agreed to settle two lawsuits against CVS Health that were filed earlier this year over the company's treatment of independent pharmacies and its general business practices, court records show. The terms of the settlement were not immediately available. On Friday, a spokesperson for Attorney General Liz Murrill said he could not yet provide details. A spokesperson for CVS declined to comment. The cases represent two of three actions Murrill brought against CVS in June after state leaders clashed with the healthcare giant because it owns both a pharmacy benefit manager, or PBM, and a pharmacy retail chain. PBMs act as middlemen between pharmacies, healthcare plans and drug manufacturers by negotiating drug prices. They are supposed to create lower prices, but critics say they have too much control over the drug market, drive out competition and limit where people…...
Questions about Georgia tort reform, insurance rates continue
2+ hour, 39+ min ago (380+ words) (The Center Square)" Georgia dropped off the American Tort Reform Foundation's list of "Judicial Hellholes" for the first time in seven years, but remains on the watch list due to certain "problematic" county courts. Some also question whether the state's tort reform law has reduced insurance rates as state leaders promised. Georgia's absence from the "Judicial Hellhole" list is largely attributed to Gov. Brian Kemp's reform package. The bills required attorneys to focus on actual pain and suffering in trials, and shielded businesses from liability for issues outside their control. The reform package also allowed juries to consider seat belt usage in auto accident cases and limited awards to actual paid medical costs, a change intended to eliminate inflated or "phantom" damages, supporters said. Lt. Gov. Burt Jones said at the time the changes would lead to stabilizing insurance costs…...
How My Surgery Recovery Revealed an Entrepreneurial Goldmine
2+ hour, 51+ min ago (637+ words) The hidden cracks in hospital workflows are not just problems; they are the next major opportunity for entrepreneurial innovation. These are not caused by "bad people," but by overstretched teams, outdated workflows, communication silos and resource constraints. And from an entrepreneur's perspective, that is precisely where innovation begins. Over the past week, as I recovered from a major surgery, I observed something that many patients have experienced, but few executives ever get to analyze firsthand: Hospitals are filled with highly skilled individuals, yet many of the systems supporting them remain fragmented, analog or simply stretched beyond capacity. And when systems struggle, even the strongest medical teams are forced to compensate. This experience led me to reconsider what "innovation in healthcare" truly means. Related: How Entrepreneurs Can Capitalize on the Digital Healthcare Revolution In any hospital, dozens of teams (surgical, nursing,…...
Infibeam Avenues board approves rebranding to AvenuesAI
3+ hour ago (347+ words) The company aims to reposition itself from being a payments and ecommerce infrastructure provider to an AI-led digital payments entity. "AI is no longer an enabler; it is central to who we are and what we are building," joint managing director Vishwas Patel said in a statement, explaining the rationale for the new name. Fintech company Infibeam Avenues, which runs the CCAvenue payment gateway, is planning to change its name to AvenuesAI as it centres its business around artificial intelligence (AI) The company's board has given in-principle approval for the rebranding, which is still subject to regulatory approval.The company aims to reposition itself from being a payments and ecommerce infrastructure provider to an AI-led digital payments entity "AI is no longer an enabler; it is central to who we are and what we are building," joint managing director Vishwas…...