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4+ hour, 36+ min ago (766+ words) End of subsidies after failed legislation will have serious and damaging impact on entire sector, policy experts say With subsidies for Affordable Care Act (ACA) health insurance set to expire, Americans who rely on them will probably switch to plans with lower monthly premiums and high deductibles or decide not to purchase any coverage, which will have a serious and damaging impact on the entire sector, according to healthcare policy experts. The average amount ACA plan enrollees pay annually for premiums is estimated to more than double, from an average of $888 this year to $1,904 in 2026, according to a KFF analysis. That will then have economic downstream effects, including for rural hospitals and people who have employer-sponsored health insurance, according to the experts. With "a significant portion of people dropping their marketplace coverage and being uninsured, it doesn't just impact them,…...

5+ hour, 5+ min ago (601+ words) "They don't want the 'poors' coming in and doing poor people things on grass that rich people grew."View Entire Post " People Are Sharing The Things That The US Does The Worst " And They're Not Wrong "They don't want the 'poors' coming in and doing poor people things on grass that rich people grew." Every country has its quirks, but the United States has a few that leave people " both Americans and non-Americans alike " shaking their heads. From chaotic healthcare to sugary bread, we asked people to share the things they think the US consistently gets wrong. Here's what they had to say: 1. "My mom's cousin, who grew up in Canada, now lives in Grosse Pointe, Michigan, with his wife, who claims she's a true-blue Democrat. We went to visit them in the 1990s. We went on a rollerblade tour with…...

6+ hour, 6+ min ago (850+ words) BOSTON " The overwhelming majority of Bay Staters continue to have health insurance coverage, but a new survey highlights nagging challenges in accessing care and affordability woes exacerbated by high-deductible plans. The uninsured rate in Massachusetts is 2.1%, compared to the national rate of 8.2%, according to the biennial Massachusetts Health Insurance Survey released Thursday. Nine out of 10 residents also reported continuous insurance coverage for all family members living in their household over the past 12 months. A 2006 reform law signed by former Gov. Mitt Romney was crafted to facilitate universal insurance coverage. But health care affordability issues persist, and about 28% of residents said they or a family member in the past 12 months refrained from seeking care due to the cost. The Center for Health Information and Analysis said it conducted the survey between January and April and completed interviews with 5,365 households. The survey…...

14+ hour, 33+ min ago (139+ words) THE U.S. HAS THE HIGHEST PREMIUMS IN THE WORLDAmericans pay far more in health care premiums per capita than any other country in the world. Statistics suggest that lower health care premiums result in more office visits per year and higher life expectancy. HEALTH CARE WOESSince 1970, the total amount of money spent on medical goods, services and treatments per capita has increased by more than fourfold. HEALTH CARE EXTREMESAccording to a 2024 health care report by Renew Bariatrics, health care across the U.S. has different health care regulations and guidelines. Understanding which states provide good health care and which don't is determined by three main factors: affordability, availability and result, or outcome. GUEST COLUMN: Working is no guarantee you'll have health insurance Rise in late auto loan payments signals stress on low-income families...

15+ hour, 25+ min ago (930+ words) Health care costs can be a budget buster for retirees, even for those who have been carefully saving for years. The average 65-year-old retiring this year will spend $172,500 on health care and medical bills, according to an estimate from Fidelity. That sum is roughly double the amount needed two decades ago, and it's only likely to keep growing. What's more, it doesn't include paid'long-term-care services'such as home health aides and nursing homes, which as many as 40% of adults will need one day, according to the'U.S. Department of Health and Human Services. While the vast majority of Americans 65 and older have insurance through Medicare, the public health program doesn't cover everything (like long-term care), leaving many older adults with significant health-related funding gaps. In addition, even seniors covered by Medicare have to pay premiums, deductibles and other expenses. On the bright…...

21+ hour, 8+ min ago (591+ words) Paired with high-deductible healthcare plans, health savings accounts help ease healthcare costs. HSAs are a triple tax-advantaged vehicle in the tax code, allowing for pretax contributions, tax-free compounding, and tax-free withdrawals for qualified medical expenses. However, few owners fund their HSAs to the maximum, and even fewer invest their HSA dollars outside a savings account. Most consumers likely don't fill their HSAs because they lack the financial means; critics note that the HDHP/HSA combination can be less beneficial for lower- income workers. But even wealthy consumers may decline to fully fund their HSAs. Many HSAs charge account-maintenance fees and extra costs for investing in long-term assets. Unlike 401(k)s, where participants are typically captive in employer plans, HSA savers can move money from one HSA to another via transfer or rollover. Below, how to know if your HSA is subpar,…...

23+ hour, 22+ min ago (1646+ words) FILE - Pages from the U.S. Affordable Care Act health insurance website healthcare.gov are seen on a computer screen in New York, Aug. 19, 2025. Connect for Health Colorado is the state's marketplace insurance exchange. The program offers private insurance plans to Coloradans who don't qualify for Medicaid or have access to employer insurance. The marketplace also provides tax credits intended to make the plans more affordable. Locals looking to enroll in the state's insurance marketplace, commonly known as Obamacare, must select a plan by the end of Monday, Dec. 15, for full coverage next year. With that deadline fast approaching, and Congress spinning its wheels on how to tackle health care costs, it's increasingly likely that most Mesa County enrollees' premiums will essentially double, with a 95% increase. It isn't uncommon for premiums to rise annually, but the current outlook is undoubtedly higher than…...

1+ day, 6+ min ago (92+ words) Published 4:30 pm Saturday, December 13, 2025 WASHINGTON " The Department of the Treasury and the Internal Revenue Service today issued Notice 2026-05 providing guidance on new tax benefits for Health Savings Account participants under the One, Big, Beautiful Bill. These changes expand HSA eligibility, which allows more people to save and to pay for healthcare costs through tax-free HSAs. Expansion of HSA Eligibility Under the OBBB The OBBB expands access to HSAs by making the following changes: For more information, see One, Big, Beautiful Bill Provisions on IRS.gov....

1+ day, 23+ min ago (127+ words) SOURCE: https://x.com/profstonge/status/1999456704480653439 *** The Liberty Daily benefits when you shop using the following links and Code: TLD _ MY PILLOW" PROMO CODE "TLD" https://www.mypillow.co Welfare Is Bankrupting America and Most of It Is Fraud The Saturday Show with Jeff Ahern "LIVE " GRIMM HOLLYWOOD " GRIMMBAS " DAY 1 of 12 " GRIMMDY'S + GAMES RECON GOT ME " LINDY'S SHOW " Indies for the Holidays | Holiday Rush | Ep 8 | Rumble Gaming "BIDEN MUST GO TO PRISON NOW! LEAKED Memo PROVES Immigration Plan Arc Raiders - cash runs before reset week " LIVE $100+ TOURNAMENT! TSUGUKU TRIALS " DEMON SLAYER HINOKAMI CHRONICLES 2 Catching Online Predators: Sting Operations & Saving Kids Dollmare is a NIGHTMARE...

1+ day, 45+ min ago (569+ words) (Daily Signal)For years, pharmaceutical executives have insisted that drug prices are out of their hands. Government red tape, research costs, and reimbursement rules are all offered as explanations for why Americans pay more'at the pharmacy counter than anyone else in the developed world. It's a tidy narrative. It's also only half-truepharma could easily drop its prices. But'government has ensured'that it has little reason to do so. In a'functioning market, companies charge what the market will bear. Those prices typically lower over time due to innovation, competition, and other factors. In only a few industries has the opposite happenedhousing, higher education, and health careall industries where incentives are skewed by government policies. Then there's the government-guaranteed demand. Schools and the military require routine vaccinations, while federal insurance programs cover millions of prescriptions. These are not competitive markets. They are compelled…...